SIP / Recurring Investment Calculator

How this calculation works

This tool uses recurring amount; initial investment; return; term; step-up; timing; inflation; currency. It returns future value; invested; growth; inflation-adjusted value. Headline results, charts, schedules, comparisons and exports are generated from the same normalized calculation state.

Worked example

Estimated final value: 102,571.22 • Total invested: 65,000 • Estimated growth: 37,571.22

Assumptions

Unless the tool says otherwise, rates are annual percentages, currency inputs are denominations rather than automatic FX conversions, and projections are mathematical models rather than guarantees. Typed values remain authoritative even outside normal slider ranges.

Limitations

Results depend on the assumptions supplied. Real-world taxes, fees, rates, timing and provider rules can differ from simplified modeled inputs.

Sources & review

Changing-rule tools cite the official source, jurisdiction/effective period and verification date. Evergreen formula pages document their calculation method and review date. Last reviewed: 2026-09-25.

Privacy and review status

Financial inputs stay on this device by default and are not placed into analytics, advertising or error payloads. Review the methodology or report a calculation issue if something looks wrong. Methodology · Report a calculation issue.

Common questions